Dividend Checking (Market Investor)
Enjoy the benefits of a savings account and checking account! Grow your account balance with dividends and make convenient and unlimited check and debit card transactions.
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Unlimited Check Writing
Write as many checks as you like each month without worrying about limits.
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Unlimited Debit
Transactions
Enjoy the freedom of unlimited no-fee debit card transactions.
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Surcharge-Free ATMs
Get cash when you need it. Avoid unnecessary fees with our network of surcharge-free ATMs.
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Free Digital Banking
Enjoy the convenience of banking from your phone or computer anytime, anywhere.
Dividend Checking (Market Investor) Details
With our Market Investor dividend checking account, you can earn dividends on your deposits while enjoying the flexibility and convenience of a traditional checking account:
- Unlimited debit card transactions
- Unlimited check writing
- Free digital banking
- Mobile deposits
- Surcharge-free ATMs
- Unlimited teller service
- Free notary service
Getting started is easy! It only requires a $1,000 deposit to open an account and a $1,000 monthly direct deposit each month.
Market Investor (Dividend Checking) Rates
With our Market Investor dividend checking account, you can earn dividends on your deposits while enjoying the flexibility and convenience of a traditional checking account:
| BALANCE | APY | DIVIDEND RATE |
| $0 - $2,499 | 0.05% | 0.05% |
| $2,500 - $9,999 | 0.05% | 0.05% |
| $10,000 and Up | 0.10% | 0.10% |
All deposit rates are variable and subject to change at any time. The Market Investor Checking is a true split rate.
Opening an Account Is Easy!
STEP1
Choose an Account
Ready to earn dividends on your checking account balance? You’re in the right place!
STEP2
Apply Online
Select Market Investor Checking and submit the online application. It just takes a few minutes to complete.
STEP3
We’ll Call You
We'll reach out to you by phone to complete the opening of your new dividend checking account.
★★★★★
Best customer service I've ever received from a banking institution.
– Brian T.
Dividend Checking FAQs
Is there a minimum balance requirement?
You only need a $1,000 minimum deposit to open a dividend checking account and a $1,000 direct deposit each month.
Do Market Investor dividend checking accounts have fees?
There is a $6 monthly fee, although it is waived if you meet one of three criteria. First, you can make an electronic deposit of at least $1,000 and make at least 15 debit card transactions each month. Second, you can maintain an account balance of at least $10,000. Third, you can reorder checks using the Telcoe Arkansas app.
Can I access my money at any time?
Yes, a dividend checking account works just like a regular checking account. You can access your funds anytime by check, debit card, and electronic transfer.
Can I use online and mobile banking with a Market Investor account?
You can easily access and manage your Market Investor dividend checking account from your mobile device or through our website anytime, anywhere.
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Prime Savings Account
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Student Checking
This account ACES the test! Start your student on the right financial foot with our Student Checking - your 4.0 GPA solution to instilling good financial habits early on.
Basic (Basically Awesome) Checking
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Need Help Deciding?
*APY = Annual Percentage Yield.