Student Checking
Build a strong financial foundation with a no-fee student checking account that's designed to encourage the development of good money management skills.
A Flexible Checking Account Designed for Students
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No Minimum Balance
Manage your finances without worrying about maintaining a minimum balance.
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Low Debit Card Limits
Transaction limits help you keep your spending in check, which helps you develop good money management skills.
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Online & Mobile
Banking
Check your account balance and access other banking services online or with your mobile device.
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Surcharge-Free ATMs
Get quick cash when you need it from our network of surcharge-free ATMs.
Focus on School, Not Fees
Our teen checking account provides many of the same banking services as a regular checking account. You can access your account online or with your mobile device, make mobile deposits, and keep up with your account with free e-statements.
There are no fees or minimum balance requirements, which allows you to concentrate on your studies instead of worrying about account maintenance. Daily debit card transaction limits also help to prevent overspending as you learn valuable money management skills that will last a lifetime.
Opening an Account Is Easy!
STEP1
Choose an Account
Already a member? Select “Open In Minutes” and “Student Checking Account” to get started.
STEP2
Apply Online
Submit our short online application or drop by a local branch. It only takes a few minutes to fill out the application.
STEP3
We’ll Contact You
We'll reach out to you by phone to complete the opening of your new Student Checking Account.
★★★★★
Every interaction is easy going and effortless. Customer service has always been kind and all around
top tier.
Highly highly recommend this institution. Love them!
– Catherine G.
FAQ About Student Checking Accounts
How old do I need to be to open a Student Checking Account?
Student Checking Accounts are for teens aged 13-18.
Can I open a Student Checking Account without a parent or guardian?
No, a parent or guardian who is a Telcoe member must agree to be a joint account owner and set up an overdraft share transfer to their existing membership.
Do Student Checking Accounts have fees?
Telcoe’s teen checking account simplifies banking. It doesn’t have any fees, and there are also no minimum balance or electronic deposit requirements. You can take advantage of many traditional banking services including check writing, debit card transactions, online banking, mobile deposits, surcharge-free ATMs, and others. To avoid an insufficient fund fee, please set up balance alerts inside the app to notify you of transactions.
What happens to my Student Checking Account when I turn 18?
When you turn 18, your Student Checking Account is automatically converted into a Basically Awesome Checking Account. We contact you and answer any questions you may have.
More Ways that Telcoe FCU Can Serve Your Banking Needs
Budget Draft Checking
Take control of your finances with a checking account that's just for paying your bills. Schedule automated payments to make sure all of your bills are paid on time and to avoid late fees.
Prime Savings Account
Grow your savings with a flexible no-fee account that pays quarterly dividends with a competitive APY. Easily track your growing funds with our free e-services. Opening an account establishes membership with Telcoe FCU.
Basic Checking (Basically Awesome)
Enjoy the convenience of a checking account with no minimum balance or electronic deposit requirements. Easily manage your account online or while you are on the go with your mobile device.
Need Help Deciding?
*APY = Annual Percentage Yield.